We have created a guide to help you navigate the process of buying a new home, viewing properties, and moving in. At Estatio, we understand that purchasing a new home can be a stressful experience, and it's easy to overlook details. Our guide highlights key considerations to ensure a smooth transition and to remind you of tasks that people often forget during this busy time.
There's a lot to think about when buying a house; the process is longwinded and complex, and often, things slip through the cracks.
We have compiled a list of things to consider when you first consider buying a home, for viewing potential properties and when moving into your new home.
This is the most important question to consider: buying a home ties you to a specific location and brings a significant amount of responsibility. Therefore, it's essential to be certain that you want to make this decision before beginning the process.
The most important factor to consider is the deposit. Do you have enough savings to make a down payment on a home? It's essential to calculate how much you can comfortably spend each month. Additionally, estimate the average cost of other bills based on the number of people you'll be living with.
This ensures that everything remains affordable. After accounting for the mortgage and all other bills, you should have enough left to live comfortably.
Searching for all this information can be overwhelming and may discourage you from the entire process. It's important to find a mortgage broker who can help you identify the best mortgage options for your needs, taking into account the properties you're interested in and your financial situation.
Before you begin viewing homes, it’s important to determine the type of home that suits your specific needs. A great way to find your forever home is to reach out to estate agents like Estatio and ask to be placed on their marketing lists. This will allow them to send you properties that may interest you.
Helping you to search for homes with no extra effort or stress on your side!
Looking at homes can be a stressful experience. It can be challenging to envision yourself living in a space. Once you find a home that feels like a good fit for you and anyone else who will be living there, there are a few important considerations to keep in mind.
Many people need to remember to check the parking situation of their homes or areas.
Storage in the house is another thing that needs to be considered; how much storage does the home have built into it? Will you need to buy things to store your personal belongings in?
Many first-time buyers may need to consider the crime rates and transport links near the property. Is public transport nearby, on a busy main road, or an airport?
You will need to check council tax as an expense as it differs depending on the area where you buy a home.
Lastly, the energy performance certification that the property has is vital to check to ensure that the property is efficient in its energy usage; if it is not, there will be suggestions on how to improve it.
A great way to find a home that meets your needs is to create a list of non-negotiable features you want in your new place. Also, consider aspects that you are flexible about. For instance, if you don’t have children, the quality of nearby school districts might not be important to you. Similarly, if you are a deep sleeper, living on a busy main road may not be a concern. Having this approach will limit your search considerably.
So, you have bought the perfect house and are excited to move in. Here are a few things to consider while moving homes to make the transition as smooth as possible.
It's always a good idea to book a moving van to streamline the process of moving homes. If you decide to book a moving van company to help you move, you may need to contact the council to suspend a parking bay for the moving van outside your new home.
If you do or do not use a moving company, it is always a good idea to label all the boxes with what's inside them. Otherwise, it will become a guessing game as to where everything is.
The essentials need to be packed away separately from the rest; your passport and any documents you need should be in an urgent bag, alongside toothbrushes and a change of clothes. This urgent bag should always stay with you so it cannot be lost.
Things can break in a move, even if you are careful with fragile objects. Make sure your insurance covers your personal belongings while moving, as well as once you are settled in your new home.
Pay your Stamp Duty, Land Registry and Solicitors fees and notify anyone of the importance of your address being changed.
There you have it, some commonly forgotten things to consider when moving. For a more condensed checklist, please see the information below.
Are you ready? Questions to ask yourself before beginning.
o Do you have a large enough deposit saved?
o Calculate how much you can afford to spend in a month
o Calculate other costs you will need to cover, e.g. utilities bill
Viewing Checklist – Things to consider
o Consider Parking and storage space in and around the property
o Council tax for the area
o Crime rates in the area, public transport links and whether the price has risen or fallen. Why?
o The property's Energy Performance Certificate (EPC)
Moving
o Booking a moving van
o Contact the council to suspend parking space for moving vans if necessary
o Pack a bag of essentials that you keep on your person.
o Make sure that the insurance covers any damage you might obtain while moving
o Label all the boxes with rooms and general items for better-unpacking organisation.
o Pay your Stamp Duty, Land Registry and solicitor’s fee
o Notify everyone of the importance of your address change, e.g. Banks.
To start your home moving journey contact us at:
hello@estatio.co.uk
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